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| Congratulations on your decision to
buy a new home! There are many important things to consider
throughout the process, especially if you're a first-time homebuyer.
Here's some information that will keep you on track.
In General.... |
| A home purchase may be your largest
financial transaction to date, so it's important to make the right
decisions and to keep an eye on the details. With the assistance of
your Real Estate Agent and Loan Officer, it should be an efficient,
pleasant, and ultimately rewarding experience.
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Count On Your Real Estate Agent
To:
- Preview available homes to weed out those that are overpriced,
or undesirable in some other way.
- Present the homes that suit your needs as you've defined them.
- Help you determine the difference between a "good
buy" and a property which, because of its nature
(neighborhood, market appeal, etc.), might have to be discounted
if you decide to sell in the future.
- Negotiate the best deal for you. With a Pre-Qualification
letter from Towne Mortgage in hand, your Real Estate
Agent will be able to demonstrate that you are a qualified and
capable borrower. This will strongly influence the Seller, and
may make the difference between the Seller accepting your offer
or someone else's -- even if your offer is lower!
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Count On John Bratmon of Towne
Mortgage To :
- Assist you in selecting the best loan to meet your personal
situation and goals. (This single decision can save you
thousands of dollars throughout the years!)
- Keep you informed of your loan status throughout the entire
process.
- Keep your Real Estate Agent informed of our loan progress
(Note: your personal information is always kept confidential
between you and Towne Mortgage; only documentation needed
and transactional progress are shared).
- Get the appropriate loan for you at the best rates and fees.
This will save you significant money "up front" and
throughout the years to come.
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 Count
On Yourself To:
- Keep your Real Estate Agent informed of any questions or
concerns as they develop.
- Keep the process moving by providing documentation and
decisions as soon as reasonably possible. By doing so, many of
the details are taken care of early in the process so you can
comfortably concentrate on any last-minute details or events
that require your attention.
- Enjoy purchasing your home, but do remain objective throughout
-- to make the business decisions that are best for you.
- Make sure you are pre-approved as early as possible. This will
put the power of financing behind you so you can concentrate on
selecting your home.
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It's Quick and Easy! For an Online Loan Application, Click Here.
For a list of my Preferred Partners (those who have
demonstrated a high level of professionalism in their areas of
expertise), Click Here.
To read actual client testimonials, regarding the level of
service I have provided in the past, Click
Here.
To Register for my FREE weekly e-mail newsletter,
which details market trends & changes, mortgage info, tax
strategies, real estate ideas, etc., Click
Here. | |
