After graduating from UCLA, John began his full time mortgage industry career in 1989.   During his 18+ years in the industry, he's helped 1300+ clients with their financing wishes.  He's written virtually every kind of loan, from conforming to Jumbo & construction loans, as well as loans for credit and income challenged borrowers.  In 2003, John earned his Washington State Mortgage Broker's License, and recently earned a GML (Graduate of Mortgage Lending) Professional Designation, which less than 1 in 1,000 individuals in the mortgage industry earn.  In addition, John has earned the right to teach classes to Realtors, for their continuing education credits requirement, and is a member of the American Association of Lending Professionals.  John has become an "expert" in using his strong background in all facets of the loan process to make your experience with him a smooth and stress free one.  To view a few testimonials from John's clients & partners, Click Here.

"I've always said that anyone, who is considering a mortgage solution, should find out as much as possible about their potential Mortgage Consultant, prior to working with them.  Are they licensed?  What kind of Mortgage Industry education & experience do they have?  How long have they been in the industry?  Have they learned how to put a loan package together (and also what to avoid ), so it will be approved?  Do they guarantee their costs In Writing?  Is this person interested in helping the client attain their wishes & goals, or only in making money?  What is their focus?  When my clients give me their trust by working with me, their wishes and goals are my sole focus.  My long term goal is to become their Trusted Financial Advisor, FOR LIFE."  

Established in 1988, Towne Mortgage has earned a reputation as one of the best mortgage brokerages  in Washington State.  Locally owned & operated, our success stems from the fact that we have a small company approach to customer service.  While other mortgage banks & brokers use a "work on only the easiest loans, disregard the others" approach, we've built our reputation on providing ALL of our customers the same high level of attention & service.  Through this hands-on approach, we've grown to serve the mortgage lending needs of consumers, Realtors, Builders, Networking Professional Partners & their clients throughout the Greater Seattle Area.

As a division of Towne Financial Corporation, we're a full service Mortgage Lender, offering expertise in every area of mortgage lending...from purchase solutions to refinance solutions, equity repositioning solutions to construction lending.  We have a full range of mortgage products & programs to meet our clients' unique needs.

Our greatest advantages are:

1.  Automated Underwriting
A computer link to our underwriting system allows us to import loan data directly into our underwriting engines and underwrite your file within minutes, thus giving you an almost immediate answer to qualifying questions. The result is that, in many instances, closing times can be cut close to half of their previous timeframes.

2.  The Variety of Products and Programs
At Towne Mortgage, we close loans quickly & easily because we represent over 187 different program types, including those of local & national banks and wholesale sources.  By knowing what each lender offers, and the parameters of each program, we can more easily match a loan program to our client's unique needs.  Unlike other lenders, who try to shoehorn a client into their limited offering of  programs, we can compare numerous lender programs, and choose the program that best fits the client's needs.

This unique situation allows us to manage the loan process to a much higher degree, thus raising the reliability factor of a smooth and timely close of escrow.  But that's just the beginning of our service; we now offer a special Rate Watch service for those considering refinancing their mortgage (to view a sample Rate Watch report, Click Here; requires Adobe Reader).

And, now it's our pleasure to offer all of our exceptional mortgage services online.  Through Towne Mortgage, you not only have access to the best loans available in the marketplace, but you can review loan alternatives, and even apply for a loan, at your convenience, online - 24 hours a day.

Thank you for visiting my web site!  I look forward to providing you with a mortgage solution that best meets your lifestyle & future financial goals! 

To contact me to set an appointment or for general Information, Click Here.